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    Title: 以專利分析方法分析我國金融科技之專利技術佈局
    Applying Patent Analysis to Domestic Financial Technology Development
    Authors: 劉隆穎
    Liu, Lung-Ying
    Contributors: 宋皇志
    Sung, Huang-Chih
    Liu, Lung-Ying
    Keywords: 金融科技
    Patent Strategy
    Patent Landscaping
    Date: 2016
    Issue Date: 2016-12-07 10:51:54 (UTC+8)
    Abstract: 金融科技是近年來全球各個國家、相關跨國企業針對發展的重點領域,其涵蓋了金融和科技的產業範疇,透過結合科技與金融,消弭以往受限於地理、產業、規模…等等因素的門檻,提供創新、普及、實惠、便利的金融服務。
    本研究欲利用美國/台灣的官方專利資料庫,和坊間可得的專利分析工具,進行專利檢索,並利用各項專利指標包括CHI Research專利分析、技術生命週期、專利相對定位、技術吸引力、技術重要性、技術功效矩陣、引證分析等,歸納、呈現分析數據,分別從國家、企業角度,和技術領域、時序等不同觀點切入,以了解我國金融科技發展現況和趨勢,領域內公司企業技術發展程度、技術地位,依此提出國內金融科技專利發展建議和佈局策略。
    In recent years, the world, financial technologies are major field of development. Its scope covers both financial industry and technologies. Through a combination of two sides, the Fintech has eliminated the conventional limitation of geography, space, and other obstructions. It provides innovative, convenient, and affordable financial services compared with traditional financial services.
    In March 2016, former chairman of Financial Supervisory Commission, present legislator Tseng, Ming-Tsung, held "Fintech Patents Public Hearing". According to the Intellectual Property Office statistics, the company that has the most quantity of fintech patens is not any local companies but the e-commerce company Alibaba Group. He appealed to the government and financial industry to invest more on Fintech Patents research and development.
    This research conducted various patent analysis indicators including CHI Research patent indicators, technological life cycle, relative patent positions, technological attractiveness, technology-function matrix, and citation statistics to analyze the domestic fintech patent development in different point of view. The results showed that the domestic fintech development is in the growing stage. The patents were distributed quite equal. Said patent fields were not dominated by few large companies. The main patent holders are Taiwan, US, Japan and China. China has the highest CAGR among these countries. The leading companies in fintech fields are MITAKE, Shacom Inc., YAHOO, Rakuten, Hitachi-Omron Terminal Solutions, Corp., and Chunghwa Telecom. The main patent classifications are data processing systems or methods about payment architectures, schemes or protocols, administration and management, Finance; Insurance; Tax strategies; Processing of corporate or income taxes. It accounts for 74% number of patents among the technological fields. The fastest growing classification is transmission of digital information, e.g. telegraphic communication. The techniques that the most patents were being assigned are data processing / algorithms, data transmissions, and data base construction. The most common achieved functions are digital financing, e-commerce services provision and optimization. The technological prevailing companies are YAHOO, Chunghwa Telecom, FamilyMart, Shacom Inc., and Systex Corp.
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    Description: 碩士
    Source URI: http://thesis.lib.nccu.edu.tw/record/#G0103364121
    Data Type: thesis
    Appears in Collections:[科技管理與智慧財產研究所] 學位論文

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